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The card fees are not insignificant with a 2.99 per cent foreign currency charge commonplace, plus some banks with charge you £1 to £1.25 per debit card transaction on top, so that £200 gift may end up costing you an extra £7.23 and that's before postage.It started out in France back in 2015, but it’s quickly picked up speed around the world.The way it works is this: after you’ve finished setting up your profile, it tracks where you and other users have crossed paths – as well as how many times it’s happened (or happnd).This app eliminates unwanted advances, as you’ll never receive messages unless you show interest by way of your selfie. Who knew taking selfies while watching Netflix could lead to so much fun?You don’t need Facebook to log into this one and can choose a nickname.